Just assume that anything that you need to buy, paying a monthly payment on or owe is negotiable. Clearly, some things are more difficult to negotiate than others, but ultimately, just about anything can be negotiated. Example: Did you sign a five- or ten-year lease when you opened — perhaps with stars in your eyes? It looked like the greatest thing ever. Suddenly a couple of years later, the payment begins to look like the national debt. Well, start by taking a look at your situation from the other side of the table. Does your owner have a full center and a waiting list to get in at 20% more
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