Most money can be collected during non-prime time hours. Just pick up the phone and call your students to offer them a discount on the balance of their tuition, or any of the 9 areas of income, if they give you a credit card over the phone now. You are losing the same amount of future tuition as your monthly billing amounts to. When someone quits, they stop paying, and no matter what you try to do to collect the balance of their agreement, they simply will not pay you. So, you are losing the balance of their agreement which equals about the same amount as your billing is. My
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